Terms of Service
1. Acceptance of Terms
By accessing or using the website located at mozaiik.com (the "Website") operated by Mozaiik Wealth Tech Inc. ("Mozaiik", "we", "our", or "us"), a corporation federally incorporated in Canada, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.
2. Important Disclaimer
Mozaiik is a technology platform provider. Nothing on this Website constitutes financial, investment, legal, or tax advice. Mozaiik does not provide financial advisory services directly. The platform is designed to support licensed advisory professionals in their practice — it does not replace professional judgment or regulatory obligations.
3. Description of Service
Mozaiik provides a wealth management technology platform purpose-built for Canadian Investment Counsel firms and Multi-Family Offices. The Website provides information about our platform and allows prospective clients to request early access.
4. Eligibility
The Website is intended for use by individuals and entities involved in wealth management, financial advisory, and related professional services in Canada. By using the Website, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.
5. Use of the Website
You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Website in any way that violates applicable federal, provincial, or local law or regulation.
- Attempt to gain unauthorized access to any part of the Website, its servers, or any connected systems.
- Use any automated means, including robots, spiders, or scrapers, to access the Website without our express written permission.
- Introduce any viruses, malware, or other harmful material to the Website.
- Interfere with or disrupt the integrity or performance of the Website.
6. Intellectual Property
All content on the Website, including text, graphics, logos, images, software, and design elements, is the property of Mozaiik Wealth Tech Inc. or its licensors and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
7. Early Access Program
Participation in our early access program is subject to additional terms that will be provided upon acceptance into the program. Submitting a request does not guarantee access. We reserve the right to accept or decline any application at our sole discretion.
8. Disclaimer of Warranties
The Website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Mozaiik Wealth Tech Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website, even if we have been advised of the possibility of such damages.
In no event shall our total liability to you for all claims arising out of or related to your use of the Website exceed the amount paid by you, if any, for accessing the Website in the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify and hold harmless Mozaiik Wealth Tech Inc., its officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of the Website or violation of these Terms.
11. Third-Party Links
The Website may contain links to third-party websites or services. We are not responsible for the content or practices of these external sites and do not endorse them. Your use of third-party sites is at your own risk.
12. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.
13. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Website. We will make reasonable efforts to notify registered users of material changes. Your continued use of the Website following any changes constitutes acceptance of the revised Terms.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mozaiik Wealth Tech Inc. regarding your use of the Website and supersede all prior agreements, communications, and understandings, whether written or oral.
16. Contact Us
If you have questions about these Terms, please contact us at:
Mozaiik Wealth Tech Inc.
Ottawa, Ontario, Canada
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